bankcard woes

It happened yesterday, when I went to pick my car up from the shop. I expected I’d pay with my debit card (as I usually do) and didn’t expect any problems.

My card was declined.

Maybe treat it as a visa card?

Declined.

I called the bank. It turns out that, due to a merchant’s compromised credit card database, my card had been marked for termination and replacement. My bank scheduled a replacement to be sent to me and, seven days later, for my old card to be cancelled. Unfortunately, there was a delay in the sending out of the replacements, so the first I heard about it was several miles from home with no car and no phone and no money.

Very inconvenient.

Luckily I’m on good terms with the folks at the shop, so it turned out to not be a problem. I’m still upset about the surprise though.

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